so I got a quote yesterday for the damage cause by me hitting a roo on my way through golburn coming home from the snow, the quote is basically what I thought it would be, roughly $2400 with the possibility it could go up when the front bar is removed and all damage assessed properly, two pages I recieved


Second one is parts needed, however things aren't looking so positive after a call with my insurance company (budget direct) this afternoon.
I feel like an idiot but when insuring my car I didn't read all the small print, anyone who insures with budget direct car insurance MUST read the small print, yes they are the cheapest but there is a reason why. My excess currently is set at $750, which I thought wasn't too bad, but since I'm 20years of age and a green p plater I get hit with "extra" excesses, meaning my excess for my insurance company to fund the repair costs is somewhere around the $1750 mark, with no one else at fault I'm the one left to pay

if only I'd swapped details with that roo, my girl friend has offered to help me out.