Apparently the insurance companies are arguing amongst themselves who is at fault... I don't really care at this point, I'd pay my excess just to get it sorted at this stage - the main thing I want fixed (the spoiler) isn't part of the insurance stuff anyway, I was just getting it fixed as a cash job at the same time. There's hardly any damage to my car (minor scrape on front bar, barely noticeable unless you're looking for it), the only reason insurance are involved was because of the other party. It's stupid. Next time I'm going to have a proper accident on the road so at least the road rules are there to figure it out - who has a collision in a servo anyways?!?
Anyway, back to the point - Taylor did also suggest possibly finding a replacement spoiler at wreckers which may end up cheaper than a re-spray and polish up OK if I can find one the right colour. I haven't looked yet. It's got really bad though - 2/3 of the clear coat is completely dead, all in 12-14 months
Car bra might be worthwhile - apart from the scrape from the above mentioned incident, and one underneath, my front bar is actually in pretty good nick.