Mods that may affect insurance?

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Mods that may affect insurance?

Postby Iggy » Fri Jul 31, 2015 12:59 am

Hi! I'm new when it comes to modifyinf cars and I've read that changing your exhaust, suspension, etc. might void your warranty or insurance? Could someone shed some light onto this? I live in WA btw and I am with RAC insurance.
2012 Liberty 2.5i Sedan

OEM Subaru Front Sports Mesh Grille; Rota Gravel (Hyperblack) 18x8.5; Nexen N8000 Tyres (235/40/18); King Lowering Springs, X-Force Reso and Muffler with 2.5" Custom Piping CBE. Ultrex Cabon Fibre Lip Spoiler, OEM Subaru Weather Shield, HKS180's Interior and Exterior LEDs.

Pending Mods:

Looking for STI lip
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Re: Mods that may affect insurance?

Postby BillyCorgi » Fri Jul 31, 2015 9:28 am

Depends upon the insurance company?
This comment is based upon on-line application forms....
QBE will not allow anything to be changed from showroom stock (not even a sway bar upgrade)
GIO(NSW) and Suncorp will not insure a car with Roll Cage or Harness Seat Belts; Forced Induction by turbo or supercharger (if not factory) nor nitrous or methanol.
Justcar insurance will insure any declared and legal modification.

Warranty is another issue.
It would be fare to say that what ever part of the vehicle has been modified by other than a dealer accessory may not be covered.
Non associated components do remain covered by warranty.
Example, fit a turbocharger and the engine may no longer be covered. Upgrade a swaybar and the engine would remain covered.

Read the details on the various insurance companies products.
Get your Short Shift Adaptor viewtopic.php?f=68&t=30525
Get your Gear Shift Rejuvenation Kit viewtopic.php?f=68&t=31240
Get your Centre Differential Rebuild viewtopic.php?f=6&t=31089
Want a custom built Brake Cylinder Stopper? viewtopic.php?f=6&t=31321
Need to hire a Guard Rolling Machine? viewtopic.php?f=6&t=31899
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